TejFinTech – Smart Financial Infrastructure

Powering Collections, KYC & Data for Modern Lenders

TejFinTech is a plug-and-play infrastructure layer that helps NBFCs, banks and fintechs launch loan recovery, KYC and engagement workflows in weeks, not months.

Talk to our team View platform capabilities

2x

Faster recovery cycles

90%

Automation on repeat tasks

PAN India

Coverage across all zones

TejFinTech Control Panel

Single dashboard to monitor collections, agents and customer journeys.

Real-time recovery performance
Agent productivity analytics
Integrated KYC & contactability

Built for Indian Lending Teams

We combine ground-level collections expertise with robust technology to give you predictable, compliant recovery operations across India.

Collections DNA

Operational playbooks designed with on-field teams to match the realities of Indian borrowers and geographies.

Compliance First

Workflows aligned to RBI guidelines, with clear audit trails and centralized monitoring.

API-Ready

Easily plug TejFinTech into your LOS/LMS, CRMs or in-house systems via secure APIs.

TejFinTech API Platform

A unified layer for KYC, collections and engagement APIs so your teams can focus on growth while we handle the infrastructure.

KYC APIs

Verify Customers in Seconds

Plug in PAN, Aadhaar and mobile verification to onboard borrowers with confidence.

PAN Verification API
Aadhaar Masked KYC API
Mobile & Address Match

Collections APIs

Control Recovery from Code

Allocate, track and close cases programmatically across agencies and in‑house teams.

Case Create & Assign APIs
Promise‑to‑Pay updates
Agent productivity events

Webhooks

Stay in Sync in Real‑time

Receive signed webhooks for status changes, repayments and KYC events to keep your LMS updated.

Case status updates
KYC success / failure
Repayment and bounce events

HTTP POST /v1/kyc/pan/verify
Headers 
  Authorization: Bearer <YOUR_API_KEY>
  Content-Type: application/json


Request
{
  "pan_number": "ABCDE1234F",
  "full_name": "Ravi Kumar",
  "dob": "1993-04-15"
}


Response
{
  "status": "verified",
  "name_match_score": 0.97,
  "kyc_id": "kyc_8hDz29LQ"
}

HTTP POST /v1/collections/cases
Headers 
  Authorization: Bearer <YOUR_API_KEY>
  Content-Type: application/json


Request
{
  "loan_id": "LN_102938",
  "customer_id": "CUST_7766",
  "amount_due": 18500,
  "dpd_bucket": "31-60",
  "region": "Maharashtra",
  "strategy_tag": "early_bucket"
}


Response
{
  "case_id": "COLL_45721",
  "assigned_to": "AGENCY_MH_02",
  "status": "open"
}

Webhook POST https://yourserver.com/webhooks/tejfintech
Headers 
  X-Tej-Signature: tfsig_v1_abcd1234
  Content-Type: application/json


Payload
{
  "event": "collections.case.updated",
  "occurred_at": "2026-04-07T10:20:15Z",
  "data": {
    "case_id": "COLL_45721",
    "status": "promise_to_pay",
    "ptp_date": "2026-04-12",
    "agent_id": "AGENT_9921"
  }
}

Who We Work With

Tej FinTech plugs into the existing stack of lenders and fintechs.

NBFCs

Improve early bucket collections and reduce roll-forwards.

Banks

Centralized view of agencies and in-house teams across regions.

Fintechs

Launch compliant collections operations without building from scratch.

Leadership

Operators with deep experience in collections, call centers and technology.

Santhosh

CEO

Leads strategy, product and partnerships, ensuring TejFinTech remains aligned with lender needs on the ground.

Parmeshwar Gawande

COO

Drives nationwide operations, building predictable, compliant recovery processes across agencies and regions.

Tejesh Panchal

Chief Technical Officer

Designs data-backed strategies and playbooks that improve efficiency and reduce NPA ratios.

Ranjith

Sales Manager & BDM

Leads marketing and growth initiatives, helping lenders discover and adopt TejFinTech across new regions and channels.

Tej FinTech